Terms & Conditions
Welcome to YM Babie LLC These Terms of Service ("Terms") govern your use of YM Babie’s websites as well as any content, features, functionality, products, and services offered by YM Babie LLC (referred to collectively as the "Services"). By accessing or using any of the Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Services.
Acceptance of Terms
By accessing or using the Services, you affirm that you are at least 18 years old and capable of entering into a legally binding agreement. If you are accessing or using the Services on behalf of a company or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms.
1. Educational Purpose Only
All content and services provided by YM Babie LLC are for educational and informational purposes only. We are not licensed financial advisors, and none of the information presented should be considered as personalized financial advice or a recommendation to buy or sell any securities. You agree that any trades or financial decisions you make are done at your own risk.
2. Intellectual Property
All content, including text, graphics, logos, videos, PDFs, worksheets, and course materials, are the intellectual property of YM Babie LLC or our content partners. You may not copy, reproduce, republish, upload, or distribute any content without our express written consent.
3. User Conduct
You agree to use our services lawfully and respectfully. You may not use our site or platforms to distribute spam, malicious content, or illegal information. Violation of these rules may result in suspension or termination of your access.
4. Payment and Refunds
All sales of digital products, memberships, or services are final unless otherwise specified. Due to the nature of downloadable content and immediate access to materials, we do not provide refunds except where required by law. If a refund is offered, it will be issued solely at our discretion.
5. Disclaimer of Warranties
All content is provided “as is” without any warranties, expressed or implied. We do not guarantee that the materials or services will meet your expectations, deliver any particular result, or be uninterrupted or error-free.
6. Limitation of Liability
In no event shall YM Babie LLC, its owners, employees, affiliates, or agents be liable for any damages arising from the use of or inability to use the services, including but not limited to indirect, incidental, special, or consequential damages.
7. Third-Party Links
Our website and services may contain links to third-party websites or resources. We are not responsible for the availability, accuracy, or content of such external sites or resources and do not endorse and are not responsible or liable for any content, advertising, products, or other materials on or available from such websites.
8. Modifications to Terms
We reserve the right to modify these Terms at any time. Your continued use of our services after any changes are posted will be considered acceptance of those changes. You are responsible for reviewing these Terms periodically.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the state in which YM Babie LLC is registered, without regard to its conflict of law principles.
10. Contact Information
For any questions or concerns about these Terms, please contact us at: info@stockbabie.com